/* ============================================================
   BURT LENDING TEAM - Desert-editorial design system
   Palette pulled from the BLT logo: evergreen mark, navy-charcoal
   wordmark, warm desert sand + linen, bronze accents.
   ============================================================ */

/* Fraunces draws J/F (and lowercase j/f) with a decorative ball-terminal /
   hooked-descender flourish. We swap ONLY those four glyphs for Gelasio
   (a Georgia-metric-compatible serif, loaded from Google Fonts and subset
   to just "F J f j" via the &text= param in index.html). Because that
   web font only contains those four glyphs, every other character falls
   through to Fraunces, so the rest of the family is untouched. Served,
   so it works on every device regardless of locally installed fonts. */

:root{
  /* surfaces */
  --cream:      #F7F2E9;   /* primary warm off-white */
  --linen:      #F1E9DA;   /* aged linen, alt sections */
  --sand:       #E6DAC2;   /* deeper sand */
  --khaki:      #CFBE9E;   /* khaki accent */
  --paper:      #FBF8F1;   /* lightest card surface */

  /* brand */
  --evergreen:      #33593E;
  --evergreen-deep: #264231;
  --evergreen-soft: #4C7159;
  --slate:      #243240;   /* navy-charcoal (wordmark) */
  --bronze:     #A0703F;
  --bronze-deep:#825828;

  /* ink */
  --ink:        #2B2A26;   /* warm charcoal text */
  --muted:      #6B6452;   /* muted body */
  --faint:      #8C846F;
  --line:       #DED2B9;   /* hairlines on light */

  --shadow-sm: 0 1px 2px rgba(38,33,22,.05), 0 4px 14px rgba(38,33,22,.05);
  --shadow-md: 0 6px 26px rgba(38,33,22,.10);
  --shadow-lg: 0 24px 60px rgba(38,33,22,.16);

  --serif: "Gelasio", "Fraunces", Georgia, "Times New Roman", serif;
  --sans:  "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;

  --maxw: 1200px;
  --radius: 16px;
  --radius-sm: 10px;
  --ease: cubic-bezier(.22,.61,.36,1);
}

/* ---------- reset ---------- */
*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; scroll-padding-top:88px; -webkit-text-size-adjust:100%; }
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink);
  background:var(--cream);
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
button{ font-family:inherit; cursor:pointer; border:none; background:none; }
h1,h2,h3,h4{ font-family:var(--serif); font-weight:600; line-height:1.08; color:var(--ink); margin:0; letter-spacing:-.01em; }
em{ font-style:italic; }

.skip-link{
  position:absolute; left:-9999px; top:0; z-index:1000;
  background:var(--evergreen); color:var(--cream); padding:10px 16px; border-radius:0 0 8px 0;
}
.skip-link:focus{ left:0; }

:focus-visible{ outline:2.5px solid var(--evergreen); outline-offset:2px; border-radius:4px; }

.container{ width:100%; max-width:var(--maxw); margin:0 auto; padding:0 28px; }

.section{ padding:104px 0; position:relative; }
.section.alt{ background:var(--linen); }

.eyebrow{
  font-family:var(--sans); font-size:.74rem; font-weight:600; letter-spacing:.22em;
  text-transform:uppercase; color:var(--bronze); margin:0 0 16px;
}
.section-head{ max-width:760px; margin-bottom:60px; }
.section-head h2{ font-size:clamp(2rem,4.4vw,3.1rem); margin-bottom:18px; }
.section-lede{ font-size:1.12rem; color:var(--muted); margin:0; }

/* ---------- buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:.5em;
  font-family:var(--sans); font-weight:600; font-size:.98rem; letter-spacing:.01em;
  padding:15px 28px; border-radius:999px; min-height:50px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), background .25s, color .25s;
  white-space:nowrap; border:1.5px solid transparent;
}
.btn-sm{ padding:11px 20px; min-height:44px; font-size:.9rem; }
.btn-block{ width:100%; }
.btn-primary{ background:var(--evergreen); color:#FAF7EF; box-shadow:var(--shadow-sm); }
.btn-primary:hover{ background:var(--evergreen-deep); transform:translateY(-2px); box-shadow:var(--shadow-md); }
.btn-outline{ background:transparent; color:var(--evergreen); border-color:var(--evergreen); }
.btn-outline:hover{ background:var(--evergreen); color:#FAF7EF; transform:translateY(-2px); }
.btn-ghost{ background:var(--paper); color:var(--ink); border-color:var(--line); }
.btn-ghost:hover{ background:#fff; }
.btn-ghost-light{ background:transparent; color:var(--cream); border-color:rgba(247,242,233,.4); }
.btn-ghost-light:hover{ background:rgba(247,242,233,.12); }

.link-arrow{
  display:inline-flex; align-items:center; gap:.5em; font-weight:600; color:var(--evergreen);
  border-bottom:1.5px solid transparent; padding-bottom:2px; transition:gap .25s var(--ease), border-color .25s;
}
.link-arrow span{ transition:transform .25s var(--ease); }
.link-arrow:hover{ border-color:var(--evergreen); }
.link-arrow:hover span{ transform:translateX(4px); }

.stars{ color:var(--bronze); letter-spacing:2px; }
.stars.big{ font-size:1.3rem; }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header{
  position:fixed; top:0; left:0; right:0; z-index:100;
  background:rgba(247,242,233,.82);
  backdrop-filter:saturate(140%) blur(14px);
  -webkit-backdrop-filter:saturate(140%) blur(14px);
  border-bottom:1px solid transparent;
  transition:background .3s, box-shadow .3s, border-color .3s, padding .3s;
}
.site-header.scrolled{ background:rgba(247,242,233,.94); box-shadow:0 1px 0 var(--line), var(--shadow-sm); border-color:var(--line); }
.nav-inner{
  max-width:1280px; margin:0 auto; padding:14px 28px;
  display:flex; align-items:center; gap:24px;
}
.brand{ display:flex; align-items:center; gap:13px; flex-shrink:0; }
.brand-mark{ width:56px; height:56px; border-radius:12px; object-fit:contain; }
.brand-words{ display:flex; flex-direction:column; line-height:1.05; }
.brand-name{ font-family:var(--serif); font-weight:600; font-size:1.18rem; color:var(--slate); letter-spacing:-.01em; }
.brand-tag{ font-size:.66rem; letter-spacing:.14em; text-transform:uppercase; color:var(--bronze); font-weight:600; }

.primary-nav{ margin-left:auto; }
.nav-list{ display:flex; align-items:center; gap:4px; list-style:none; margin:0; padding:0; }
.nav-link{
  display:inline-flex; align-items:center; gap:6px;
  font-size:.95rem; font-weight:500; color:var(--ink); padding:10px 14px; border-radius:8px;
  transition:color .2s, background .2s; position:relative;
}
.nav-link:hover{ color:var(--evergreen); background:rgba(51,89,62,.06); }
.caret{ width:7px; height:7px; border-right:2px solid currentColor; border-bottom:2px solid currentColor; transform:rotate(45deg); margin-top:-3px; transition:transform .25s; opacity:.7; }
.has-dropdown{ position:relative; }
.has-dropdown:hover .caret, .has-dropdown:focus-within .caret{ transform:rotate(225deg); margin-top:2px; }

.dropdown{
  position:absolute; top:calc(100% + 10px); left:50%; transform:translate(-50%,8px);
  background:var(--paper); border:1px solid var(--line); border-radius:14px; padding:12px;
  box-shadow:var(--shadow-lg); opacity:0; visibility:hidden; transition:opacity .22s var(--ease), transform .22s var(--ease);
  min-width:230px;
}
.dropdown::before{ content:""; position:absolute; top:-10px; left:0; right:0; height:10px; }
.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown, .has-dropdown.open-click .dropdown{ opacity:1; visibility:visible; transform:translate(-50%,0); }
.has-dropdown.open-click .caret{ transform:rotate(225deg); margin-top:2px; }
.dropdown-grid{ display:grid; grid-template-columns:1fr 1fr; gap:2px; }
.dropdown-grid.two{ grid-template-columns:1fr; min-width:200px; }
.dropdown-grid a{ font-size:.9rem; font-weight:500; color:var(--ink); padding:9px 12px; border-radius:8px; transition:background .18s, color .18s; }
.dropdown-grid a:hover{ background:rgba(51,89,62,.08); color:var(--evergreen); }

.nav-cta{ display:flex; align-items:center; gap:12px; margin-left:auto; }

/* menu trigger (all breakpoints, top-right) */
.hamburger{ display:inline-flex; align-items:center; gap:9px; padding:9px 16px 9px 13px; border-radius:999px; border:1.5px solid var(--line); background:var(--paper); transition:background .2s, border-color .2s, transform .2s var(--ease); }
.hamburger:hover{ background:#fff; border-color:var(--khaki); }
.ham-lines{ display:flex; flex-direction:column; justify-content:center; gap:5px; width:20px; height:14px; }
.ham-lines i{ display:block; width:100%; height:2px; background:var(--ink); border-radius:2px; transition:transform .3s var(--ease), opacity .2s; }
.hamburger.open .ham-lines i:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.hamburger.open .ham-lines i:nth-child(2){ opacity:0; }
.hamburger.open .ham-lines i:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }
.ham-label{ font-family:var(--sans); font-size:.9rem; font-weight:600; letter-spacing:.04em; color:var(--ink); }

/* full-screen nested menu */
.mobile-menu{
  position:fixed; inset:0; z-index:99; overflow-y:auto;
  background:
    radial-gradient(120% 80% at 100% 0%, rgba(207,190,158,.5), transparent 55%),
    radial-gradient(90% 70% at 0% 100%, rgba(76,113,89,.14), transparent 55%),
    var(--cream);
  opacity:0; visibility:hidden; pointer-events:none;
  transition:opacity .45s var(--ease), visibility .45s;
}
.mobile-menu.open{ opacity:1; visibility:visible; pointer-events:auto; }
.menu-inner{ min-height:100%; max-width:780px; margin:0 auto; padding:118px 28px 56px; display:flex; flex-direction:column; }
.menu-eyebrow{ font-family:var(--sans); font-size:.74rem; font-weight:600; letter-spacing:.22em; text-transform:uppercase; color:var(--bronze); margin:0 0 18px; }
.menu-list{ display:flex; flex-direction:column; }
.m-link, .m-acc summary{
  display:flex; align-items:center; font-family:var(--serif); font-weight:500; color:var(--slate);
  font-size:clamp(1.5rem,3.4vw,2rem); line-height:1.1; padding:18px 0; border-bottom:1px solid var(--line); list-style:none;
}
.m-link{ transition:color .2s var(--ease), padding-left .25s var(--ease); }
.m-link:hover{ color:var(--evergreen); padding-left:8px; }
.m-acc summary{ justify-content:flex-start; gap:14px; cursor:pointer; }
.m-acc summary:hover{ color:var(--evergreen); }
.m-acc summary::-webkit-details-marker{ display:none; }
.m-acc summary::after{ content:"+"; font-family:var(--sans); font-weight:400; color:var(--bronze); font-size:1.5rem; line-height:1; }
.m-acc[open] summary::after{ content:"\2013"; }
.m-count{ margin-left:auto; margin-right:4px; font-family:var(--sans); font-size:.72rem; font-weight:600; color:var(--bronze); background:rgba(160,112,63,.12); border-radius:999px; padding:3px 9px; letter-spacing:.02em; }
.m-sub{ display:grid; grid-template-columns:1fr; gap:2px; padding:10px 0 18px; }
.m-sub a, .m-sub button{
  display:block; width:100%; text-align:left; background:none; border:none; cursor:pointer;
  font-family:var(--sans); font-size:1.05rem; font-weight:400; color:var(--muted); line-height:1.4;
  padding:11px 0 11px 18px; border-left:2px solid var(--line);
  transition:color .18s, border-color .18s, padding-left .2s var(--ease);
}
.m-sub a:hover, .m-sub button:hover{ color:var(--evergreen); border-color:var(--evergreen); padding-left:24px; }
.menu-foot{ margin-top:auto; padding-top:34px; }
.m-cta{ display:flex; gap:12px; }
.m-cta .btn{ flex:1; }
.menu-contact{ display:flex; align-items:center; justify-content:center; gap:10px; flex-wrap:wrap; margin-top:22px; font-size:.95rem; color:var(--muted); }
.menu-contact a:hover{ color:var(--evergreen); }
.menu-dot{ color:var(--faint); }

/* staggered entrance */
.mobile-menu .menu-eyebrow,
.mobile-menu .m-link,
.mobile-menu .m-acc,
.mobile-menu .menu-foot{ opacity:0; transform:translateY(16px); transition:opacity .5s var(--ease), transform .5s var(--ease); }
.mobile-menu.open .menu-eyebrow,
.mobile-menu.open .m-link,
.mobile-menu.open .m-acc,
.mobile-menu.open .menu-foot{ opacity:1; transform:none; }
.mobile-menu.open .menu-eyebrow{ transition-delay:.05s; }
.mobile-menu.open .menu-list > *:nth-child(1){ transition-delay:.10s; }
.mobile-menu.open .menu-list > *:nth-child(2){ transition-delay:.16s; }
.mobile-menu.open .menu-list > *:nth-child(3){ transition-delay:.22s; }
.mobile-menu.open .menu-list > *:nth-child(4){ transition-delay:.28s; }
.mobile-menu.open .menu-list > *:nth-child(5){ transition-delay:.34s; }
.mobile-menu.open .menu-foot{ transition-delay:.40s; }
@media (min-width:680px){ .m-sub{ grid-template-columns:1fr 1fr; column-gap:34px; } }

/* ============================================================
   HERO
   ============================================================ */
.hero{
  position:relative; min-height:100vh; min-height:100svh; display:flex; align-items:center;
  padding:130px 0 70px; overflow:hidden;
  background:
    radial-gradient(120% 90% at 85% 0%, rgba(207,190,158,.45), transparent 60%),
    radial-gradient(100% 80% at 0% 100%, rgba(76,113,89,.16), transparent 55%),
    linear-gradient(180deg, var(--cream), var(--linen));
}
.hero-canvas{ position:absolute; inset:0; width:100%; height:100%; z-index:0; opacity:.9; }
.hero-inner{
  position:relative; z-index:2; width:100%; max-width:var(--maxw); margin:0 auto; padding:0 28px;
  display:grid; grid-template-columns:1.05fr .95fr; gap:60px; align-items:center;
}
.hero-copy{ max-width:600px; }
.hero-title{ font-size:clamp(2.6rem,6vw,4.6rem); font-weight:600; letter-spacing:-.025em; margin:0 0 24px; }
.hero-title em{ color:var(--evergreen); }
.hero-sub{ font-size:1.18rem; color:var(--muted); margin:0 0 34px; max-width:540px; }
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; margin-bottom:30px; }
.hero-microtrust{ display:flex; align-items:center; gap:10px; font-size:.92rem; color:var(--muted); font-weight:500; }

.hero-portrait{ display:flex; justify-content:center; }
.portrait-frame{ position:relative; width:min(100%,460px); }
.portrait-frame img{
  width:100%; border-radius:200px 200px 24px 24px; object-fit:cover; aspect-ratio:5/6.4;
  box-shadow:var(--shadow-lg); border:1px solid rgba(255,255,255,.5);
}
.portrait-frame::after{
  content:""; position:absolute; inset:-16px -16px 28px; z-index:-1;
  border:1.5px solid var(--khaki); border-radius:210px 210px 30px 30px;
}
.portrait-badge{
  position:absolute; bottom:18px; left:50%; transform:translateX(-50%);
  background:rgba(251,248,241,.92); backdrop-filter:blur(8px);
  padding:12px 22px; border-radius:14px; box-shadow:var(--shadow-md); text-align:center; width:max-content; max-width:92%;
}
.portrait-badge strong{ display:block; font-family:var(--serif); font-size:1.1rem; color:var(--slate); }
.portrait-badge span{ font-size:.72rem; letter-spacing:.06em; color:var(--muted); text-transform:uppercase; }

.hero-scroll{
  position:absolute; bottom:24px; left:50%; transform:translateX(-50%); z-index:2;
  display:flex; flex-direction:column; align-items:center; gap:8px;
  font-size:.7rem; letter-spacing:.2em; text-transform:uppercase; color:var(--faint);
}
.hero-scroll span{ width:1px; height:42px; background:linear-gradient(var(--bronze),transparent); animation:scrolldrop 2s var(--ease) infinite; }
@keyframes scrolldrop{ 0%{ transform:scaleY(0); transform-origin:top; } 45%{ transform:scaleY(1); transform-origin:top; } 55%{ transform:scaleY(1); transform-origin:bottom; } 100%{ transform:scaleY(0); transform-origin:bottom; } }

/* ============================================================
   TRUST BAR
   ============================================================ */
.trustbar{ background:var(--evergreen); color:#EAF0E9; padding:42px 0; }
.trust-grid{ max-width:var(--maxw); margin:0 auto; padding:0 28px; display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
.trust-item{ text-align:center; display:flex; flex-direction:column; gap:4px; position:relative; }
.trust-item:not(:last-child)::after{ content:""; position:absolute; right:-12px; top:10%; height:80%; width:1px; background:rgba(234,240,233,.22); }
.trust-num{ font-family:var(--serif); font-size:clamp(2rem,4vw,2.8rem); font-weight:600; line-height:1; color:#fff; }
.trust-num.nowrap{ font-size:clamp(1.5rem,3vw,2rem); }
.trust-pre{ display:block; font-family:var(--sans); font-size:.66rem; font-weight:600; letter-spacing:.18em; text-transform:uppercase; color:rgba(234,240,233,.7); margin-bottom:5px; }
.trust-count{ display:block; }
.trust-label{ font-size:.82rem; letter-spacing:.1em; text-transform:uppercase; color:rgba(234,240,233,.78); }

/* ============================================================
   PATHS (Buy / Refinance)
   ============================================================ */
.path-cards{ display:grid; grid-template-columns:1fr 1fr; gap:28px; }
.path-card{
  background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:42px 38px;
  box-shadow:var(--shadow-sm); transition:transform .35s var(--ease), box-shadow .35s var(--ease);
  position:relative; overflow:hidden;
}
.path-card::before{ content:""; position:absolute; top:0; left:0; width:100%; height:4px; background:linear-gradient(90deg,var(--evergreen),var(--bronze)); transform:scaleX(0); transform-origin:left; transition:transform .4s var(--ease); }
.path-card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-lg); }
.path-card:hover::before{ transform:scaleX(1); }
.path-num{ font-family:var(--serif); font-size:1rem; color:var(--bronze); letter-spacing:.1em; margin-bottom:10px; }
.path-card h3{ font-size:1.9rem; margin-bottom:14px; }
.path-card > p{ color:var(--muted); margin:0 0 22px; }
.path-list{ list-style:none; margin:0 0 26px; padding:0; }
.path-list li{ position:relative; padding-left:28px; margin-bottom:10px; color:var(--ink); font-size:.98rem; }
.path-list li::before{ content:""; position:absolute; left:0; top:9px; width:14px; height:8px; border-left:2px solid var(--evergreen); border-bottom:2px solid var(--evergreen); transform:rotate(-45deg); }

/* ============================================================
   PROGRAMS
   ============================================================ */
.program-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.program-card{
  background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-sm); padding:30px 24px;
  transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s; scroll-margin-top:100px;
}
.program-card:hover{ transform:translateY(-5px); box-shadow:var(--shadow-md); border-color:var(--khaki); }
.prog-ico{
  width:46px; height:46px; display:grid; place-items:center; border-radius:12px;
  background:rgba(51,89,62,.08); color:var(--evergreen); font-size:1.25rem; margin-bottom:18px;
}
.program-card h3{ font-size:1.28rem; margin-bottom:9px; }
.program-card p{ font-size:.94rem; color:var(--muted); margin:0; }
.programs-cta{ text-align:center; margin-top:54px; }
.programs-cta p{ font-family:var(--serif); font-size:1.5rem; color:var(--slate); margin:0 0 22px; }
.cta-row{ display:flex; gap:14px; justify-content:center; flex-wrap:wrap; }

/* ============================================================
   ABOUT
   ============================================================ */
.about-grid{ display:grid; grid-template-columns:.85fr 1.15fr; gap:64px; align-items:center; }
.about-photo{ position:relative; }
.about-photo img{ width:100%; border-radius:var(--radius); object-fit:cover; aspect-ratio:5/6; box-shadow:var(--shadow-lg); }
.about-photo-accent{ position:absolute; inset:auto -18px -18px auto; width:62%; height:62%; border:1.5px solid var(--bronze); border-radius:var(--radius); z-index:-1; }
.about-copy h2{ font-size:clamp(1.9rem,3.6vw,2.7rem); margin-bottom:22px; color:var(--evergreen); }
.about-copy p{ color:var(--muted); margin:0 0 18px; }
.about-sign{ margin:26px 0; display:flex; flex-direction:column; }
.sign-name{ font-family:var(--serif); font-size:1.7rem; color:var(--slate); }
.sign-role{ font-size:.82rem; letter-spacing:.04em; color:var(--faint); text-transform:uppercase; }
.about-actions{ display:flex; align-items:center; gap:24px; flex-wrap:wrap; }

/* ============================================================
   PROCESS
   ============================================================ */
.steps{ list-style:none; margin:0; padding:0; display:grid; grid-template-columns:repeat(3,1fr); gap:22px; counter-reset:s; }
.step{
  background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:34px 30px;
  position:relative; overflow:hidden;
}
.step-num{
  font-family:var(--serif); font-size:1.1rem; font-weight:600; color:#FAF7EF;
  width:42px; height:42px; display:grid; place-items:center; border-radius:50%;
  background:var(--evergreen); margin-bottom:18px;
}
.step h3{ font-size:1.24rem; margin-bottom:8px; }
.step p{ color:var(--muted); font-size:.95rem; margin:0; }
.step::after{ content:""; position:absolute; right:-20px; bottom:-30px; width:120px; height:120px; border:1px solid var(--line); border-radius:50%; opacity:.5; }
.process-cta{ text-align:center; margin-top:46px; }

/* ============================================================
   REVIEWS
   ============================================================ */
.reviews-aggregate{ display:flex; align-items:center; gap:12px; margin-top:18px; }
.agg-text{ color:var(--muted); }
.agg-text strong{ color:var(--ink); font-size:1.15rem; }
.reviews-grid{ columns:3; column-gap:22px; }
.review-card{
  break-inside:avoid; margin-bottom:22px; background:var(--paper); border:1px solid var(--line);
  border-radius:var(--radius); padding:28px 26px; box-shadow:var(--shadow-sm);
}
.review-card.is-hidden{ display:none; }
.review-stars{ color:var(--bronze); letter-spacing:2px; font-size:1rem; margin-bottom:12px; }
.review-text{ color:var(--ink); font-size:.98rem; margin:0 0 18px; }
.review-author{ display:flex; align-items:center; gap:12px; }
.review-avatar{ width:38px; height:38px; border-radius:50%; background:var(--evergreen); color:#FAF7EF; display:grid; place-items:center; font-family:var(--serif); font-weight:600; font-size:1rem; flex-shrink:0; }
.review-name{ font-weight:600; font-size:.95rem; color:var(--slate); }
.review-meta{ font-size:.78rem; color:var(--faint); }
.reviews-cta{ text-align:center; margin-top:34px; }

/* ============================================================
   CALCULATOR
   ============================================================ */
.calc-wrap{ display:grid; grid-template-columns:.9fr 1.1fr; gap:32px; align-items:stretch; }
.calc-form{
  background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:34px;
  display:flex; flex-direction:column; gap:20px; box-shadow:var(--shadow-sm);
}
.field{ display:flex; flex-direction:column; gap:7px; }
.field label{ font-size:.85rem; font-weight:600; color:var(--slate); letter-spacing:.02em; }
.field input, .field select, .field textarea{
  font-family:var(--sans); font-size:1rem; color:var(--ink); background:var(--cream);
  border:1.5px solid var(--line); border-radius:10px; padding:13px 15px; width:100%; transition:border-color .2s, box-shadow .2s;
}
.field input:focus, .field select:focus, .field textarea:focus{ outline:none; border-color:var(--evergreen); box-shadow:0 0 0 3px rgba(51,89,62,.12); }
.field textarea{ resize:vertical; min-height:110px; }
.input-affix{ position:relative; display:flex; align-items:center; }
.input-affix .affix{ position:absolute; left:15px; color:var(--faint); font-weight:600; pointer-events:none; }
.input-affix .affix.right{ left:auto; right:15px; }
.input-affix input{ padding-left:30px; }
.input-affix input[type=number]{ padding-left:15px; padding-right:34px; }

.calc-results{
  background:linear-gradient(165deg,var(--evergreen),var(--evergreen-deep)); color:#EAF0E9;
  border-radius:var(--radius); padding:38px; display:flex; flex-direction:column; gap:24px; box-shadow:var(--shadow-md);
}
.result-main{ display:flex; flex-direction:column; gap:6px; padding-bottom:22px; border-bottom:1px solid rgba(234,240,233,.2); }
.result-label{ font-size:.86rem; letter-spacing:.04em; color:rgba(234,240,233,.8); text-transform:uppercase; }
.result-label small, .rb-label small{ text-transform:none; letter-spacing:0; opacity:.8; }
.result-value{ font-family:var(--serif); font-size:clamp(2.4rem,5vw,3.4rem); font-weight:600; color:#fff; line-height:1; }
.result-split{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.result-block{ display:flex; flex-direction:column; gap:6px; }
.rb-label{ font-size:.76rem; letter-spacing:.03em; text-transform:uppercase; color:rgba(234,240,233,.72); }
.rb-value{ font-family:var(--serif); font-size:1.6rem; font-weight:600; color:#fff; }
.result-block.highlight .rb-value{ color:#F2D9A8; }
.calc-note{ font-size:.78rem; color:rgba(234,240,233,.6); margin:0; line-height:1.5; }

/* ============================================================
   RESOURCES
   ============================================================ */
.res-twocol{ display:grid; grid-template-columns:1fr 1fr; gap:24px; margin-bottom:30px; }
.res-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:36px 34px; scroll-margin-top:100px; }
.res-card h3{ font-size:1.5rem; margin-bottom:14px; display:flex; flex-direction:column; gap:4px; }
.res-kicker{ font-family:var(--sans); font-size:.72rem; font-weight:600; letter-spacing:.18em; text-transform:uppercase; color:var(--bronze); }
.res-intro{ color:var(--muted); font-size:.95rem; margin:0 0 20px; }
.check-list{ list-style:none; margin:0; padding:0; columns:1; }
.check-list li{ position:relative; padding-left:30px; margin-bottom:12px; font-size:.96rem; }
.check-list li::before{ content:""; position:absolute; left:0; top:2px; width:18px; height:18px; border-radius:5px; background:rgba(51,89,62,.1); }
.check-list li::after{ content:""; position:absolute; left:6px; top:5px; width:6px; height:10px; border-right:2px solid var(--evergreen); border-bottom:2px solid var(--evergreen); transform:rotate(40deg); }
.dd-grid{ display:grid; grid-template-columns:1fr 1fr; gap:22px; }
.dd-col h4{ font-family:var(--sans); font-size:.8rem; letter-spacing:.12em; text-transform:uppercase; margin:0 0 14px; padding-bottom:8px; border-bottom:2px solid; }
.dd-col.do h4{ color:var(--evergreen); border-color:rgba(51,89,62,.3); }
.dd-col.dont h4{ color:var(--bronze-deep); border-color:rgba(130,88,40,.3); }
.dd-col ul{ list-style:none; margin:0; padding:0; }
.dd-col li{ position:relative; padding-left:22px; margin-bottom:11px; font-size:.92rem; color:var(--muted); }
.dd-col.do li::before{ content:"✓"; position:absolute; left:0; color:var(--evergreen); font-weight:700; }
.dd-col.dont li::before{ content:"✕"; position:absolute; left:0; color:var(--bronze-deep); font-weight:700; }

.res-block{ margin-top:60px; scroll-margin-top:100px; }
.res-h{ font-size:clamp(1.6rem,3vw,2.1rem); margin-bottom:24px; }
.accordion details{ background:var(--paper); border:1px solid var(--line); border-radius:12px; margin-bottom:12px; overflow:hidden; }
.accordion summary{
  display:flex; justify-content:space-between; align-items:center; gap:16px; cursor:pointer; list-style:none;
  padding:22px 26px; font-family:var(--serif); font-size:1.16rem; font-weight:500; color:var(--slate);
}
.accordion summary::-webkit-details-marker{ display:none; }
.acc-ico{ position:relative; width:18px; height:18px; flex-shrink:0; }
.acc-ico::before, .acc-ico::after{ content:""; position:absolute; background:var(--bronze); border-radius:2px; }
.acc-ico::before{ top:8px; left:0; width:18px; height:2px; }
.acc-ico::after{ top:0; left:8px; width:2px; height:18px; transition:transform .25s var(--ease); }
.accordion details[open] .acc-ico::after{ transform:rotate(90deg); opacity:0; }
.acc-body{ padding:0 26px 24px; }
.acc-body p{ margin:0; color:var(--muted); }

.glossary-grid{ display:grid; grid-template-columns:1fr 1fr; gap:14px 40px; }
.gl-term{ padding:16px 0; border-bottom:1px solid var(--line); }
.gl-term dt{ font-family:var(--serif); font-size:1.15rem; font-weight:600; color:var(--evergreen); margin-bottom:5px; }
.gl-term dd{ margin:0; color:var(--muted); font-size:.93rem; }

.res-video{
  margin-top:54px; background:var(--evergreen); color:#EAF0E9; border-radius:var(--radius);
  padding:38px 42px; display:flex; align-items:center; justify-content:space-between; gap:26px; flex-wrap:wrap;
}
.res-video h3{ color:#fff; font-size:1.6rem; margin-bottom:6px; }
.res-video p{ margin:0; color:rgba(234,240,233,.8); }

/* ============================================================
   CONTACT
   ============================================================ */
.contact-grid{ display:grid; grid-template-columns:1fr 1.05fr; gap:60px; align-items:start; }
.contact-intro h2{ font-size:clamp(1.9rem,3.6vw,2.7rem); margin-bottom:18px; }
.contact-intro > p{ color:var(--muted); margin:0 0 28px; max-width:440px; }
.contact-meta{ list-style:none; margin:0 0 28px; padding:0; }
.contact-meta li{ display:flex; align-items:center; gap:14px; padding:12px 0; border-bottom:1px solid var(--line); font-size:1rem; color:var(--ink); }
.cm-ico{ width:38px; height:38px; flex-shrink:0; display:grid; place-items:center; border-radius:10px; background:rgba(51,89,62,.08); color:var(--evergreen); font-size:1.1rem; }
.contact-meta a:hover{ color:var(--evergreen); }
.contact-book{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:24px 28px; display:flex; align-items:center; justify-content:space-between; gap:18px; flex-wrap:wrap; margin-bottom:28px; }
.contact-book p{ margin:0; font-family:var(--serif); font-size:1.15rem; color:var(--slate); }

.socials{ display:flex; gap:12px; }
.socials a{ width:44px; height:44px; display:grid; place-items:center; border-radius:50%; background:var(--paper); border:1px solid var(--line); color:var(--evergreen); transition:transform .25s var(--ease), background .25s, color .25s; }
.socials a:hover{ transform:translateY(-3px); background:var(--evergreen); color:#FAF7EF; }
.socials.light a{ background:rgba(247,242,233,.08); border-color:rgba(247,242,233,.2); color:var(--cream); }
.socials.light a:hover{ background:var(--cream); color:var(--evergreen); }

.contact-form{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:38px; box-shadow:var(--shadow-sm); }
.cf-row{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.contact-form .field{ margin-bottom:18px; }
.contact-form .cf-row .field{ margin-bottom:0; }
.form-status{ margin:14px 0 0; font-size:.92rem; font-weight:500; text-align:center; }
.form-status.success{ color:var(--evergreen); }
.form-status.error{ color:#9a3b2e; }

/* ============================================================
   BOOK A CALL
   ============================================================ */
.calendly-shell{ border-radius:var(--radius); overflow:hidden; border:1px solid var(--line); box-shadow:var(--shadow-md); background:var(--paper); }
.book-fallback{ text-align:center; margin-top:24px; }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{ background:var(--slate); color:#CBCFD4; padding:72px 0 36px; font-size:.95rem; }
.footer-top{ display:grid; grid-template-columns:1.4fr 2fr; gap:56px; padding-bottom:48px; border-bottom:1px solid rgba(203,207,212,.16); }
.footer-mark{ display:flex; align-items:center; gap:12px; margin-bottom:18px; }
.footer-mark img{ width:56px; height:56px; border-radius:12px; }
.fb-name{ font-family:var(--serif); font-size:1.4rem; font-weight:600; color:#fff; }
.footer-tag{ color:#A9AFB7; max-width:380px; margin:0 0 24px; line-height:1.6; }
.footer-cta{ display:flex; gap:12px; margin-bottom:22px; flex-wrap:wrap; }
.footer-cols{ display:grid; grid-template-columns:repeat(3,1fr); gap:30px; }
.footer-col h4{ font-family:var(--sans); font-size:.78rem; letter-spacing:.16em; text-transform:uppercase; color:#fff; margin:0 0 16px; }
.footer-col a{ display:block; color:#A9AFB7; padding:6px 0; transition:color .2s; }
.footer-col a:hover{ color:#fff; }

.compliance{ padding-top:40px; }
.comp-top{ display:flex; gap:28px; align-items:center; flex-wrap:wrap; margin-bottom:28px; }
.eho{ display:flex; align-items:center; gap:12px; color:#CBCFD4; flex-shrink:0; }
.eho span{ font-size:.72rem; letter-spacing:.08em; text-transform:uppercase; line-height:1.3; font-weight:600; }
.comp-id{ font-size:.88rem; color:#A9AFB7; line-height:1.7; }
.comp-id p{ margin:0; }
.comp-id strong{ color:#E7E9EC; }
.comp-id a{ color:#CBCFD4; text-decoration:underline; text-underline-offset:2px; }
.comp-id a:hover{ color:#fff; }

.comp-states{ background:rgba(0,0,0,.16); border-radius:12px; padding:22px 26px; margin-bottom:24px; }
.comp-states-head{ margin:0 0 14px; font-weight:600; color:#E7E9EC; font-size:.9rem; }
.state-list{ list-style:none; margin:0 0 14px; padding:0; display:grid; grid-template-columns:repeat(auto-fill,minmax(168px,1fr)); gap:10px 20px; }
.state-list li{ font-size:.8rem; color:#9DA3AB; padding:0; line-height:1.35; }
.st-name{ display:block; color:#C9CDD3; font-weight:500; }
.st-lic{ display:block; font-size:.72rem; color:#868C95; letter-spacing:.01em; }
.comp-states-note{ margin:0; font-size:.8rem; color:#8E949C; }
.comp-states-note a{ color:#CBCFD4; text-decoration:underline; }

.disclaimer{ font-size:.78rem; color:#8E949C; line-height:1.65; margin:0 0 18px; max-width:900px; }
.copyright{ font-size:.78rem; color:#7E848C; margin:0; }

/* ============================================================
   REVEAL ANIMATION (GSAP target; CSS fallback)
   ============================================================ */
.reveal{ opacity:0; transform:translateY(26px); }
.reveal.is-in{ opacity:1; transform:none; }
.no-js .reveal{ opacity:1; transform:none; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:1080px){
  .program-grid{ grid-template-columns:repeat(2,1fr); }
  .reviews-grid{ columns:2; }
}
@media (max-width:560px){
  .ham-label{ display:none; }
  .hamburger{ padding:10px; }
}
@media (max-width:480px){
  .brand-name{ display:none; }
  .nav-inner{ gap:14px; }
}
@media (max-width:980px){
  .section{ padding:80px 0; }
  .hero-inner{ grid-template-columns:1fr; gap:44px; text-align:center; }
  .hero-copy{ max-width:640px; margin:0 auto; }
  .hero-actions, .hero-microtrust{ justify-content:center; }
  .hero-sub{ margin-left:auto; margin-right:auto; }
  .hero-portrait{ order:-1; }
  .portrait-frame{ width:min(78%,360px); }
  .about-grid{ grid-template-columns:1fr; gap:40px; }
  .about-photo{ max-width:420px; }
  .steps{ grid-template-columns:1fr 1fr; }
  .calc-wrap{ grid-template-columns:1fr; }
  .contact-grid{ grid-template-columns:1fr; gap:44px; }
  .footer-top{ grid-template-columns:1fr; gap:40px; }
}
@media (max-width:720px){
  body{ font-size:16px; }
  .container{ padding:0 20px; }
  /* mobile-only: keep the hero headshot small so the WHOLE headshot AND the full
     "Let's talk through your next move." heading are visible on landing.
     The img carries an HTML height="700" attr that pins its height and defeats
     aspect-ratio; height:auto lets a ratio govern so it scales properly.
     aspect-ratio 7/6 crops it shorter than the 5/6.4 portrait, and
     object-position top keeps the face while cutting the length off the bottom. */
  .hero{ padding-top:90px; padding-bottom:48px; }
  .hero-inner{ gap:30px; }
  .portrait-frame{ width:min(52%,175px); }
  .portrait-frame img{ height:auto; aspect-ratio:1/1; object-position:50% 16%; }
  .trust-grid{ grid-template-columns:1fr 1fr; gap:30px 16px; }
  .calc-results{ padding:30px 26px; }
  .trust-item:nth-child(2)::after{ display:none; }
  .path-cards{ grid-template-columns:1fr; }
  .res-twocol{ grid-template-columns:1fr; }
  .glossary-grid{ grid-template-columns:1fr; }
  .reviews-grid{ columns:1; }
  .nav-inner{ padding:12px 20px; }
  .brand-tag{ display:none; }
  .res-video{ flex-direction:column; align-items:flex-start; }
  .contact-book{ flex-direction:column; align-items:stretch; text-align:center; }
}
@media (max-width:540px){
  .result-split{ grid-template-columns:1fr; gap:18px; }
  .result-block{ flex-direction:row; align-items:baseline; justify-content:space-between; gap:14px; padding-bottom:14px; border-bottom:1px solid rgba(234,240,233,.16); }
  .result-block:last-child{ border-bottom:none; padding-bottom:0; }
  .rb-label{ flex:1; }
  .rb-value{ font-size:1.5rem; white-space:nowrap; }
}
@media (max-width:460px){
  .program-grid{ grid-template-columns:1fr; }
  .steps{ grid-template-columns:1fr; }
  .dd-grid{ grid-template-columns:1fr; }
  .cf-row{ grid-template-columns:1fr; gap:0; }
  .contact-form .cf-row .field{ margin-bottom:18px; }
  .hero-actions .btn{ width:100%; }
  .portrait-badge{ position:static; transform:none; margin:14px auto 0; }
  .brand-name{ font-size:1.05rem; }
}

/* reduced motion */
@media (prefers-reduced-motion:reduce){
  *{ animation-duration:.001ms !important; animation-iteration-count:1 !important; transition-duration:.001ms !important; scroll-behavior:auto !important; }
  .reveal{ opacity:1; transform:none; }
}

/* ============================================================
   v3 — FOCUSED FUNNEL HOME + MODAL RESOURCES
   ============================================================ */

/* button variants */
.btn-lg{ padding:18px 38px; min-height:58px; font-size:1.05rem; }
.btn-text{ background:none; border-color:transparent; color:var(--evergreen); min-height:auto; padding:12px 6px; }
.btn-text:hover{ background:none; color:var(--evergreen-deep); transform:none; }
.btn-text span{ transition:transform .2s var(--ease); }
.btn-text:hover span{ transform:translateX(4px); }

.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.reviews-aggregate.center{ justify-content:center; }

/* WHY A CALL */
.why-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.why-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:38px 30px; text-align:center; transition:transform .3s var(--ease), box-shadow .3s var(--ease); }
.why-card:hover{ transform:translateY(-5px); box-shadow:var(--shadow-md); }
.why-ico{ width:56px; height:56px; margin:0 auto 18px; display:grid; place-items:center; border-radius:15px; background:rgba(51,89,62,.09); color:var(--evergreen); font-size:1.55rem; }
.why-card h3{ font-size:1.3rem; margin-bottom:10px; }
.why-card p{ color:var(--muted); margin:0; font-size:.97rem; }
.why-cta{ display:flex; flex-direction:column; align-items:center; gap:14px; margin-top:50px; }
.cta-sub{ font-size:.78rem; letter-spacing:.16em; text-transform:uppercase; color:var(--faint); font-weight:600; }

/* SOCIAL PROOF strip */
.proof-strip{ display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-bottom:38px; }
.proof-strip .review-card{ margin-bottom:0; }
.proof-cta{ display:flex; gap:14px; justify-content:center; flex-wrap:wrap; }

/* MEET JAKE */
.meet-grid{ display:grid; grid-template-columns:.82fr 1.18fr; gap:58px; align-items:center; }
.meet-photo{ position:relative; max-width:420px; }
.meet-photo img{ width:100%; border-radius:var(--radius); aspect-ratio:5/6; object-fit:cover; box-shadow:var(--shadow-lg); }
.meet-photo-accent{ position:absolute; inset:auto -16px -16px auto; width:60%; height:60%; border:1.5px solid var(--bronze); border-radius:var(--radius); z-index:-1; }
.meet-copy h2{ font-size:clamp(1.8rem,3.4vw,2.5rem); color:var(--evergreen); margin-bottom:18px; }
.meet-copy p{ color:var(--muted); margin:0 0 24px; }
.meet-actions{ display:flex; align-items:center; gap:18px; flex-wrap:wrap; }

/* footer link-style buttons */
.footer-col button.linklike{ display:block; width:100%; text-align:left; background:none; border:none; padding:6px 0; color:#A9AFB7; font:inherit; cursor:pointer; transition:color .2s; }
.footer-col button.linklike:hover{ color:#fff; }

/* ============================================================
   MODALS
   ============================================================ */
body.modal-lock{ overflow:hidden; }
.modal{
  position:fixed; inset:0; z-index:200; display:flex; align-items:flex-start; justify-content:center;
  padding:5vh 20px; opacity:0; visibility:hidden; transition:opacity .3s var(--ease), visibility .3s;
}
.modal.open{ opacity:1; visibility:visible; }
.modal-backdrop{ position:fixed; inset:0; background:rgba(33,28,18,.55); backdrop-filter:blur(5px); -webkit-backdrop-filter:blur(5px); }
.modal-panel{
  position:relative; z-index:1; display:flex; flex-direction:column;
  width:min(720px,100%); max-height:90vh; overflow-y:auto; -webkit-overflow-scrolling:touch;
  background:var(--paper); border:1px solid var(--line); border-radius:22px; box-shadow:var(--shadow-lg);
  transform:translateY(26px) scale(.985); opacity:0; transition:transform .4s var(--ease), opacity .3s var(--ease);
}
.modal.open .modal-panel{ transform:none; opacity:1; }
.modal-panel.wide{ width:min(940px,100%); }
.modal-close{
  position:sticky; top:14px; align-self:flex-end; flex:0 0 auto; margin:14px 14px -6px; z-index:5;
  width:42px; height:42px; border-radius:50%; background:var(--cream); border:1px solid var(--line);
  color:var(--ink); font-size:1.4rem; line-height:1; display:grid; place-items:center;
  transition:background .2s, transform .25s var(--ease);
}
.modal-close:hover{ background:#fff; transform:rotate(90deg); }
.modal-content{ padding:6px clamp(24px,4vw,52px) 42px; }
.modal-content > .eyebrow{ margin-top:0; }
.modal-content h2{ font-size:clamp(1.7rem,3.4vw,2.4rem); margin-bottom:16px; }
.modal-content > p{ color:var(--muted); }
.modal-content .section-lede{ margin-bottom:26px; }
.modal-cta{ margin-top:32px; padding-top:28px; border-top:1px solid var(--line); text-align:center; }
.modal-cta p{ font-family:var(--serif); font-size:1.3rem; color:var(--slate); margin:0 0 18px; }
.modal-cta-btns{ display:flex; gap:12px; justify-content:center; flex-wrap:wrap; }

/* modal-scoped layouts */
.modal .program-grid{ grid-template-columns:1fr 1fr; }
.modal .steps{ grid-template-columns:1fr 1fr; }
.modal .glossary-grid{ grid-template-columns:1fr 1fr; }
.modal .reviews-grid{ columns:2; }
.modal .calc-wrap{ grid-template-columns:1fr; }
.modal .contact-grid{ grid-template-columns:1fr 1fr; gap:40px; }
.modal .contact-form{ box-shadow:none; }
.check-list.two{ columns:2; column-gap:34px; }
.check-list.two li{ break-inside:avoid; }

/* new-section responsive */
@media (max-width:900px){
  .meet-grid{ grid-template-columns:1fr; gap:38px; }
  .meet-photo{ max-width:380px; }
}
@media (max-width:760px){
  .why-grid{ grid-template-columns:1fr; }
  .proof-strip{ grid-template-columns:1fr; }
}
@media (max-width:680px){
  .modal .program-grid, .modal .steps, .modal .glossary-grid, .modal .contact-grid{ grid-template-columns:1fr; }
  .modal .reviews-grid{ columns:1; }
  .check-list.two{ columns:1; }
}
@media (max-width:560px){
  .modal{ padding:0; align-items:stretch; }
  .modal-panel, .modal-panel.wide{ width:100%; max-height:100%; min-height:100%; border-radius:0; border:none; }
  .modal-content{ padding:6px 20px 34px; }
}

/* ============================================================
   REVIEWS CAROUSEL
   ============================================================ */
.reviews-carousel{ display:flex; align-items:stretch; gap:14px; margin-bottom:36px; }
.carousel-track{
  display:flex; gap:20px; overflow-x:auto; scroll-snap-type:x mandatory; scroll-behavior:smooth;
  flex:1; padding:6px 2px 10px; scrollbar-width:none; -ms-overflow-style:none;
}
.carousel-track::-webkit-scrollbar{ display:none; }
.carousel-track > .review-card{ flex:0 0 calc((100% - 40px)/3); scroll-snap-align:start; margin-bottom:0; }
.carousel-track .review-text{ display:-webkit-box; -webkit-line-clamp:8; -webkit-box-orient:vertical; overflow:hidden; }
.carousel-arrow{
  flex:0 0 auto; align-self:center; width:48px; height:48px; border-radius:50%;
  border:1px solid var(--line); background:var(--paper); color:var(--evergreen);
  font-size:1.6rem; line-height:1; display:grid; place-items:center; box-shadow:var(--shadow-sm);
  transition:background .2s, color .2s, transform .2s var(--ease), opacity .2s;
}
.carousel-arrow:hover{ background:var(--evergreen); color:#FAF7EF; transform:translateY(-2px); }
.carousel-arrow:disabled{ opacity:.3; cursor:default; box-shadow:none; transform:none; }
@media (max-width:900px){ .carousel-track > .review-card{ flex-basis:calc((100% - 20px)/2); } }
@media (max-width:600px){
  .reviews-carousel{ gap:8px; }
  .carousel-track > .review-card{ flex-basis:86%; }
  .carousel-arrow{ width:42px; height:42px; font-size:1.4rem; }
}